Privacy Policy

Last updated: May 15, 2025

1. Categories of Data Processed

We collect the data you provide directly through contact forms or newsletter subscriptions: name, email address, phone number, and message content. We also automatically process technical data such as IP address, browser type, operating system, pages visited, and session duration, through cookies and web analytics tools.

2. Purposes of Processing

The collected data is used exclusively for: (a) sending newsletters and economic analyses you have subscribed to; (b) responding to questions and requests submitted through the contact form; (c) improving editorial content and browsing experience on the site; (d) complying with applicable legal obligations.

3. Cookies and Tracking Technologies

We use essential cookies for the proper functioning of the site and analytics cookies (Google Analytics) to understand how readers interact with our content. You can manage cookie preferences in your browser settings. Disabling cookies may affect the functionality of certain sections.

4. Storage Duration

We retain personal data for as long as necessary to fulfill the purposes mentioned above or until you request its deletion. Contact data is stored for a maximum of 3 years from the last interaction, and technical data (access logs) is retained for 12 months.

5. Data Transfer and Sharing

We do not sell, rent, or share your data with third parties for commercial purposes. Data may be accessed by our technical service providers (web hosting, email marketing platform, analytics tools), who are contracted under confidentiality and security conditions in accordance with the GDPR. All processors are established in the European Union or in countries that ensure an adequate level of data protection.

6. Your Rights

In accordance with the General Data Protection Regulation (GDPR) and applicable Romanian legislation, you have the following rights: (a) the right to access the processed data; (b) the right to rectify inaccurate data; (c) the right to erase data (the "right to be forgotten"); (d) the right to restrict processing; (e) the right to data portability; (f) the right to withdraw your consent at any time, without affecting the lawfulness of processing carried out prior to withdrawal; (g) the right to lodge a complaint with the National Supervisory Authority for Personal Data Processing (ANSPDCP).

7. Data Security

We implement appropriate technical and organizational measures to protect personal data against unauthorized access, loss, alteration, or accidental disclosure. These measures include encryption of connections (SSL/TLS), restricted access to databases, and internal security policies.

8. Transparency and Fairness

We do not publish misleading statements, create false urgency, use fictitious testimonials, or claim official affiliations with institutions or brands that do not exist. All analyses and articles are clearly marked with the source and editorial purpose. We do not guarantee specific financial or investment results and do not provide personalized financial advice.

9. Contact Information

For any questions regarding the processing of your personal data or to exercise the rights mentioned above, you can contact us at:

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